About Us

Welcome to Help Advance We are an online payday loan company specializing in short-term cash advances. Customers can apply for our payday loans online or by phone at 1-877-257-9570.

Thank you for choosing us for your cash advance needs. We are here to provide the most affordable and convenient cash advance service to all of our customers.

To be eligible for a payday loan, you must be at least 18 years old, have a checking account that’s been active for at least 90 days, and make a minimum of $1000 a month in pay day or fixed income deposits. To receive a cash advance from us, you must be employed and receiving a consistent income. We must also be able to reach you by phone and verify your place of employment.

Help Advance offers some of the lowest rates in the industry! New customers receive 50% off the initial finance fee for their payday loan. That’s only $8.75 per $100 (APR) borrowed! Please visit our cash advance fees page for more information.

Help Advance, we appreciate our customers and continually work hard to improve their online payday loan experience. Previous cash advance customers can enjoy two quick and easy ways to receive their funds the same day their payday loan is approved. For on-the-go shopping ease, customers can use the Help Advance, which works just like a debit or check card. If you prefer cash, select the MoneyGram option and then pick up your payday loan at any of the 16,000 MoneyGram locations nationwide. Previous cash advance customers can also take advantage of our Preferred Member Rewards Program. Depending on the number of cash advances you take out, you could receive up to 30% off your next loan. For more information about this program, visit our small loan Preferred Member Program page.

We also offer one of the best payday loan customer referral programs in the business! Help Advance users earn $100 each time they refer a family member or friend who applies for and is approved for a payday loan. For more information about our referral program, please visit our payday loan referral program page.

Help Advance, we strive not only to provide the best cash advance service in the industry, but also a secure online experience for all our customers. We take our customers’ privacy and security seriously by employing stringent security safeguards to ensure that your account information stays private and confidential. More information about our security standards and personal information procedures can be found in our privacy policy.

We think Help Advance is great, but you don’t just have to take our word for it! Read the rave reviews were receiving from our customers about our cash advance services.

If you have any questions about our cash advance services, please contact us by phone at 1-877-257-9570. Our friendly customer service representatives are standing by to answer any questions 24 hours a day, Monday through Saturday. A full list of our customer service hours for cash advance services is also available.